A secure service for the formation and analysis of the users financial report


Brand: Defero

Location: Oslo, Norway

Industry: Fintech

Budget: $200,000

Clutch Review: 


Product link:  

Type of software: Web App (SaaS)

Scope of work: Back-end, Front-end, UI/UX Design, Project Management, Quality Assurance

Defero is a secure service for the formation and analysis of the users financial report. It provides an opportunity to fulfill periodic monitoring, to obtain a statistical and objective assessment of their financial activities.

Key features


Technology laravel

Laravel 5.7

Technology php 7.21

PHP 7.2


Postgres DB

Technology redis

Redis 5

Technology vue.js

Vue 2.5+

Technology elastic search




Technology sass


Technology gitlab


What our client

Eigil Arff Tarjem

Chief Executive Officer

We hired Snotor to develop our website from scratch. We needed to create a platform that provides individuals with their private credit reports

defero mobile screenshot
defero desktop screenshot


key feature 1
The ability to receive financial activity report.​
key feature 2
A monthly update report based on statistical and objective assessment.​
key feature
Possibility for users after registering in the system to see their own Score, as well as the average Score in their place of residence and in Norway in general.​
key feature 4
The ability to view the dynamics of your Score during the selected period, as well as see your income and expense statistics.​
key feature 5
Secure two-step registration: users confirm their identity through authorization in the bankID system, after which they add their phone number and password in the system.​
key feature 6
The opportunity for users to accumulate Defero Points (DP) and use them for using various offers of site partners.​
key feature 7
The system of levels (gamification) of users which depends on various actions that they do on the site (for example, fill in all the fields, invite friends, follow the listed links).​

Business value

defero desktop screenshot
defero mobile screenshot

Client’s review

Eigil Arff Tarjem

CEO at Defero AS

Snotor met expectations, delivering high-quality work. They excel at understanding our business. We have an open dialogue, and even being offshore, they speak English quite well. They’re honest and let me know if their team disagrees, which is something I appreciate and value


Business Value

500,000 app members as of January 2023

$ 759.1K of attracted investments during the Pre-Seed round

Dozens of attracted affiliate partners – banks and investment companies

Expansion to Sweden and Finland as separate web applications 

M&A with AXO Group – one of the top European digital brokers for personal lending

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